Expat Finance Solutions
Home Loans for Expat Australians
LXD Finance Solutions also specialises in assisting overseas Australians in obtaining expat mortgages, and our track record is testament to our success. We have a deep understanding of the unique needs and challenges faced by expat Australians, allowing us to provide personalised solutions that perfectly align with your requirements. Our expertise lies in unlocking a wide range of home loan options specifically tailored to suit the circumstances of expat Australians, ensuring that we find the perfect fit for you.
We can help you with
Obtaining a loan for a new property while overseas
Refinance your existing home or investment loan to get a better deal
Assess your ability to borrow more funds
Determine which banks will accept your income currency
Process
Step 1 - Book Appointment
Book an appointment with our Broker to discuss your situation.
Step 2 - Assessment
Discuss goals, borrowing power, loan options and rates with our expert broker.
Step 3 - Application
Once strategy is discussed and confirmed we summit an application to the agreed lender.
FAQ
Can I get a mortgage in Australia if I live overseas?
Yes, it is possible! Australian expats can obtain a mortgage to purchase a new or existing investment property, refinance existing mortgages, access existing equity or construct a new property.
Do expats have to pay higher interest rates?
No, the good news is that living overseas doesn’t mean you’ll have to pay a higher interest rate. We work with numerous specialist lenders who regularly offer expat loans to Australians to find the most appropriate lenders for your situation with a great rate!
Am I able to borrow using foreign income?
Yes, you can, this is how it works, overseas income will be converted from foreign currency to AUD (using an FX conversion) and based on the lender a percentage of the AUD income will be used for borrowing purposes.
Will Australian Banks accept any currency?
Not all currencies are accepted but the most common ones that the banks will consider are :
United States Dollar (USD), Great Britain Pounds Sterling (GBP), Euro (EUR), Singapore Dollar (SGD), Canadian Dollar (CAD), Hong Kong Dollar (HKD), Japanese Yen (JPY), Swiss Franc (CHF), New Zealand Dollar (NZD), Chinese Renminbi (CNY).
If your currency doesn’t fit into the ones above, don’t fear it may still be accepted, speak with an expat mortgage broker to discuss your situation in detail to see if we can help.
Can I borrow Up To 90% Value?
A home loan up to a 90% of the property value can be obtained for Australian expats with our help. That means Australian expats can purchase a property with only a 10% deposit.
